Optimize Acceptance by up to 9.8%
Increase Your Customers' Card Approval Rate with Tailored Solutions for Acquiring Banks and PSPs
Increase your customers’ approval rate by optimizing every request based on real-time network intelligence.
Our award winning technology
Increase your customers’ approval rate by optimizing every request based on issuer preference, scheme logic and smart recovery logic. Dynamically adapt your payload based on real-time network intelligence.
Privacy by design:
Smarter Payment Messages: Align payment messages with issuer and network preferences to maximize approval rates.
Optimized Authentication: Automatically decide when to use SCA and fine-tune authentication requests for the best outcome, using 3DS data to improve approval rates.
Smart Recovery: Handle failures based on network-wide analysis to determine the best method for recovering declined payment requests
Data-Driven Benchmarking Insights: Use aggregated and anonymized benchmarks to understand how your performance stacks up against industry peers.
Validating at any touchpoint across the customer journey
Approve More Transactions Without Increasing Risk
Network members make more accurate decisions during transactions to increase payment approvals, reduce declines and friction, and maintain low fraud rates.
Explore Decline Reduction
Validate Users at the Gate and Ensure Positive Experiences
Businesses stay safe by validating customers at sign-up. Trustworthy customers are let in with less friction and better experiences, while fraud is left out.
Explore Sign-up Validation
Optimize KYC Processes and Customize Friction in Journeys
Regulated organizations reduce the friction and dropoffs in KYC processes by identifying which customers can be trusted automatically and which cannot, resulting in accurate prioritization and cost reduction.
Explore Risk-based Onboarding
Create Trusted and Safe Environments for All Users
Online platforms and marketplaces ensure that only good users are allowed in to foster healthy online connections.
Explore Trust and Safety
We operate across a variety of industries:
Unlock Higher Approval Rates Identiq for Payments
For Acquiring Banks
Built for Banks Ready to Lead.
ML tools to ensure issuer preference alignment and real time insights for maximum efficiency.
For Payment Service Providers
Empower PSPs to Deliver.
Streamline payment flows and boost client success rates.
Benchmarking Insights
Benchmarking That Powers Success.
See how your approval rates stack up, identify gaps, and discover actionable insights.
Safety and Privacy by Design
To maximize your approval rate and beat the top payment processors
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