How Providerless Technology is Changing The Way We Validate Users Online

On the internet, no one knows if your teenager has “borrowed” your credit card, no one knows if that online dating profile is a real person, and no one knows if that property you’re renting for a weekend away actually exists. 

Trusted identities or not, our digital interactions have become a vital and inextricable part of our everyday lives. We want the convenience and the added scope and scale the internet has brought us. What we need now is security as well as convenience. Companies and consumers crave trust. 

The great challenge for online businesses is: How do you trust someone you don’t yet know?

Increasingly, the answer is: Use providerless technology. 

With providerless technology, companies can collaborate to vouch for one another’s users. Real users are already known and trusted by the brands they use regularly. Once that knowledge is shared, no user is ever really known again. And it’s possible for providerless solutions to be built privacy-first, so that no personal user data ever leaves the company it was given to by the user.

The potential for providerless technology is tremendously exciting, with new possibilities opening up for fraud prevention, improving online user experience and reducing false declines.

In this ebook, industry experts explore different aspects of what providerless technology means for how we validate users online. 

One World Identity’s advisory principal Cameron D’Ambrosi looks at what providerless tech means for digital identity as we know it. 

Mélisande Mual, publisher and editor of The Paypers, Europe’s leading European payments publication, discusses what providerless means in the context of real-time payments.

Raphael Lawson, Group Head of Fraud at The Hut Group, talks about why he considers the true impact of providerless tech to be its ability to dramatically reduce false declines and improve customer experience online. 

Industry expert, author and consultant Karisse Hendrick, from popular podcast The Online Fraudcast, explains why she sees providerless as something merchants have been asking for for years - something which enables meaningful collaboration between merchants in fighting fraud, even if they’re competitive in other regards. 

Well-known industry influencer and expert Noam Naveh take a look at how providerless technology impacts ROI for fraudsters, and considers what the impact of the tech could be on the challenge of friendly fraud. 

Ran Canetti, award-winning and internationally renowned expert in cryptography, explores how a cryptographic technique that had been established in academic circles for decades was able to transform the approach to identity validation. 

And Ran Achituv, Managing Partner at Entrée Capital, considers the ways that providerless technology could shake things up in fraud prevention and identity validation in particular! If you’d like to know too, download the ebook now

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